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Life Insurance

Life insurance provides a financial safety net for people who depend on you. If you qualify for one of our medical plans, you and your eligible family members are eligible to enroll in the UNICARE Individual Term Life Insurance program.  

For just a few cents per day, enjoy the security and peace of mind of knowing you can help meet your family's financial needs even if you're not there to provide for them. You may also choose life insurance for your eligible family members. To apply for enrollment, check the box on the application form and complete the Term Life Insurance Application Addendum.  
 
The rates for term life insurance will change based on the applicant's age and the age categories shown in the chart below. The policy is issued for a one-year term, renewable at the policyholder's option. The rate schedule may be changed at the beginning of any annual term.  
The policy will be canceled automatically on the first of the month of the policyholder's 65th birthday. If that birthday falls on the first of the month, the policy will be canceled on the first day of the month prior to the birth month.  
 
The term life insurance coverage is subject to the written provisions of the policy issued by UNICARE Life & Health Insurance Company. You should consult with your UNICARE agent regarding the specific terms and provisions of the policy. Each family member who has elected the term life insurance option will be sent a separate policy.

Coverage Amounts   Monthly Rates
Age Amount   Age $15,000 $25,000 $50,000
19 and over 
$15,000
$25,000
$50,000 
 
1-18 
$1.50 
$2.50 
N/A 
 
19-29 
2.80 
4.65 
9.30 
 
30-39 
3.25 
5.40 
10.80 
Under 19 
$15,000
$25,000 
 
40-49 
7.50 
12.50 
25.00 
 
50-59 
20.90 
34.80 
69.60 
Under 1 
Not available 
 
60-64 
29.40 
49.00 
98.00 

 
Coverage underwritten by UNICARE Life & Health Insurance Company  

For a free no obligation life insurance quote, please fill out our
life insurance quote form.
 

Underwritten by UniCare Life & Health Insurance Company

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